Spanish gross-to-net salary calculator
Estimate your monthly take-home pay in Spain from your gross annual salary: the calculator deducts social-security contributions and an estimated income-tax (IRPF) withholding, then spreads the net amount over 12 or 14 payments.
What is deducted from a Spanish payslip
Two main blocks are deducted from the gross salary. The first is social-security contributions paid by the employee (around 6.5% of the contribution base, up to a cap): common contingencies, unemployment, vocational training and the MEI. The second is the IRPF withholding, an advance payment of income tax that depends on your earnings and personal circumstances.
IRPF is progressive by brackets: each slice of your taxable base is taxed at its own rate, from 19% up to 47% on the combined national and regional scale. Beforehand, deductible expenses, the earned-income reduction (for low salaries) and the personal and family allowances are applied, which is why two identical salaries can end up with different net pay.